Accounts First Savings (2024)

FAQs

Is First Savings Bank legit? ›

Financial Health

First Savings Bank's Texas Ratio is 5.25%, indicating that the bank is in superb financial shape and very far from failure. Additionally, First Savings Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure.

The First Savings Credit Card annual fee is $49 - $75, based on your creditworthiness. You can get approved for it even with a bad credit (300+) or a limited credit history.

You can get a HUE Credit Card credit limit increase by calling (888) 469-0291. First Savings will also periodically evaluate cardholders for an automatic credit limit increase, starting 6 months after an account is opened.

The bank is a member of the Financial Services Compensation Scheme (www.fscs.org.uk), which gives 100% protection for the first £85,000 of a depositor's total deposits. Customers with joint accounts will be eligible to claim up to £170,000.00; view our information about compensation arrangements for further details.

Why Trust Us? As of June 2024, no banks are offering 7% interest rates on savings accounts. Two credit unions have high-interest checking accounts: Landmark Credit Union Premium Checking with 7.50% APY and OnPath Credit Union High Yield Checking with 7.00% APY.

Your interest

Our Regular Saver gives you a 7.00% AER/Gross p.a. interest rate. We'll calculate your interest daily, based on your account balance and the interest earned on previous days. We'll add the total interest to your account balance after 12 months.

a $2,500 credit limit is good if you have fair, limited or bad credit, as cards in those categories have low minimum limits. The average credit card limit overall is around $13,000, but you typically need above-average credit, a high income and little to no existing debt to get a limit that high.

Is a $1000 credit card good? ›

What's considered a “good” credit limit depends on a few key factors. If you're just starting out, a good credit limit for your first card might be around $1,000.

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.

Your funds are safe, secure, and FDIC insured at First Savings Bank. The Federal Deposit Insurance Corporation (FDIC), an independent agency of the United States government, protects funds depositors put in banks and savings association.

First Bank has an average rating of 3.3 from 7 reviews. The rating indicates that most customers are generally satisfied. The official website is firstbanks.com.

First Financial Bank gets an outstanding consumer satisfaction rating based on relatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial sector.

Yes, just about all online banks provide FDIC insurance of $250,000 per depositor, per FDIC-insured bank, per ownership category.