How Can I Pay My Wells Fargo Credit Card with a Debit Card? (2024)

FAQs

Can I pay my Wells Fargo credit card with another card? ›

You'll need the bank's routing number and the account number. Wells Fargo will only accept online payments through wire transfers from bank accounts, not other credit cards or debit cards.

While you can use your debit card to pay off your credit card in many cases, it is always important to check your provider's policies to ensure you know how to make your payments. Often, this can be done online, by mail, or even over the phone.

Multiple ways to make payments.

You can use Wells Fargo Online^® transfersFootnote 2 ², Bill Pay, automatic payment service, in-branch payments, ATM payments, and pay by phone.

Yes, you can pay your Wells Fargo credit card bill by phone. To make your Wells Fargo credit card payment over the phone, call 1-800-869-3557 and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.

The option to pay credit card bill of one bank with another bank's debit card is currently available only with a few banks. However, as mentioned earlier, you can use the account linked to the debit card to clear your credit card dues.

In general, you can't pay your monthly credit card bill using another credit card. If you're set on using a credit card, you might be able to pay with a balance transfer or cash advance, but they can be risky and add to your debt. A balance transfer may offer a promotional period that could save you money in interest.

The simple answer is that you cannot use a physical debit card to pay your credit card bill. You will have to set up payments using the nine-digit routing number from the checking account your debit card is linked to. At the end of the day, the money is coming from the same place.

A debit card lets you spend money from your checking account without writing a check. When you pay with a debit card, the money comes out of your checking account immediately. There is no bill to pay later.

Using a debit card to make a credit transaction isn't that different from using it to make a debit transaction. The money still comes out of your bank account. You don't, however, have to enter your PIN, so many people choose credit to safeguard the security of their account.

Pay at an ATM

Conveniently make a credit card payment at one of the more than 11,000 Wells Fargo ATMs nationwide. Find an ATM near you with our ATM and branch locator tool.

How do I pay my Wells Fargo payment? ›

Online – Sign on to your account to make a payment and select the principal payment option. Mail – Note the additional principal amount using the payment coupon attached to your statement. Branch – Ask a Wells Fargo team member to apply the additional payment amount to the principal balance.

To access Zelle^®, Wells Fargo customers can go to Wells Fargo Online^® or use the Wells Fargo Mobile^{® 2} app. Wells Fargo customers can enroll with Zelle^® using their eligible checking or savings account, if they are enrolled with Wells Fargo Online.

Payments to your Wells Fargo credit account from a non-Wells Fargo account usually take 3-4 business days to complete.

If the issuer approves your application, it will use that same information to determine the APR and your starting credit limit. The vast majority of people will start their credit journeys with a lower credit limit, around $200 to $500. But over time, the limit can reach as high as $20,000, $50,000, or even more.

It's easy to get started in your Wells Fargo Mobile^® app. Add your eligible Wells Fargo cards to the digital wallet of your choice. Access your digital wallet and choose your Wells Fargo card when you check out at a participating business. View payment confirmation on your device.

There usually is not a way to pay a credit card directly with a debit card or another credit card, and the indirect methods may trigger fees. Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you.

The fastest way to pay your bill is through different online channels such as net banking, UPI, mobile wallet, etc. How can I pay my credit card bill from another bank? You can pay your credit card from other bank accounts through NEFT where you can add the credit card number as payee to complete the payment.

And there are some immediate benefits to paying off a credit card using another card, including: Lower APR and interest savings: If you're transferring a balance from a card with a high APR to one with a lower APR, you'll save money in interest.