Yes, you can pay a Capital One credit cardat an ATM at certain branch locations. You’ll need your physical card to make a payment this way. It is worth noting that not all ATMs accept cash payments.
Alternatively, you can use an ATM to deposit or transfer funds into your checking account, and then use that money to pay your Capital One credit card bill.
Other ways to pay your Capital One credit card bill:
What you should know about Capital One ATMs
Capital One ATMs are on the MoneyPass and AllPoint ATM networks. So, even if you don’t see the Capital One name on the ATM, you can make transactions at any MoneyPass or AllPoint ATM without any fees. A non-Capital One ATM that’s not on one of these networks will likely charge you a fee of a few dollars for the use of the machine.
Capital One has more than 70,000 ATM locations nationwide. You’ll find them at select Target, Walgreens and CVS stores, in addition to local Capital One branches.
This answer was first published on 06/25/19 and it was last updated on 09/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
What are the available payment methods to pay off card balances? Capital One offers payment options via AutoPay, mobile app, online portal, calling the telephone number listed on your statement, and mailing a check to the statement address. Payments can also be made at Capital One branches and ATMs.
How to pay Capital One credit card with cash? ›
How can I pay my Capital One credit card with cash? You can pay your Capital One credit card with cash at a Capital One branch location or at an ATM. You may also make a payment at Money Services, Western Union, MoneyGram or through the PayNearMe platform.
How do I pay my credit card bill at the ATM? ›
At a financial center or ATM
To pay at an ATM using checks or cash, insert your credit card into the ATM, then select Make a Payment and follow the instructions (please note that payments to business credit cards are not supported at ATMs at this time).
How to pay Capital One credit card instantly? ›
Ways to Make a Capital One Credit Card Payment
- Online: Log in to your online account and click on “Make a Payment.”
- By phone: Call the number on the back of your card and enter your card information when prompted.
- Through the mobile app: Log in to your account and select your card, then tap “Make a Payment.”
What ATMs can I use with Capital One? Great question. You can access your Capital One checking account at any ATM, but to avoid fees, find and use a fee-free Capital One, MoneyPass® or Allpoint® ATM. You have lots to choose from—there are more than 70,000 nationwide.
Why can't I pay my Capital One credit card with a debit card? ›
Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card.
Can I pay my Capital One credit card with cash at Walmart? ›
Walmart accepts debit cards, cash, checks, and money orders for in-store credit card payments. This applies for both the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card. Walmart customer service desk representatives are unable to retrieve account information.
How to pay a credit card bill with cash? ›
How to pay your credit card bill with cash
- In person: If your credit card issuer has a bank branch nearby, you can pay your credit card bill there. ...
- At an ATM: Another potential way to pay a credit card bill may be to use an ATM that's within your issuer's network (if applicable).
Call 1-800-227-4825 and follow the directions given by our automated system. You can request a PIN by mail that will arrive in 7-10 days or if you know your current PIN, you can simply update it.
Can I make credit card payment through ATM machine? ›
Most of the banks allow you to visit their bank ATMs to make credit card payment of their own credit cards. However, you cannot use a debit of one bank to pay credit card bill of another bank. And unlike ATM cash withdrawals, credit card payments must be done at the respective bank ATMs not at any other bank ATMs.
It's easy to pay your credit card via an RBC ATM.
Insert your credit card into the card reader.
How do you pay through an ATM? ›
If you are buying at a retail outlet and want to purchase using your ATM card, all you need to do is follow the steps mentioned below:
- Insert your card in the PoS (Point of Sale) machine.
- Enter the amount you want to pay.
- Enter your ATM card PIN.
- Once the card PIN has been validated, the transaction will be complete.
You'll need your physical card to make a payment this way. It is worth noting that not all ATMs accept cash payments. Alternatively, you can use an ATM to deposit or transfer funds into your checking account, and then use that money to pay your Capital One credit card bill.
Is there a faster way to pay Capital One credit card? ›
Capital One Bill Pay will deliver payments as quickly as possible. Making payments electronically is our first priority, posting either the same day or the next business day. Payments that cannot be delivered to a biller electronically will be made by paper check and may take up to seven business days for delivery.
Does Capital One have instant payment? ›
No, Capital One credit card payments are not instant. A Capital One credit card payment submitted before 8 p.m. Monday through Saturday will post to the account on the same day it is received, but the payment amount will not immediately be reflected in your available credit.
Where can I deposit cash to my Capital One credit card? ›
You can make a cash deposit at any Capital One ATM, branch or Café. You may also Add Cash in Store at CVS®, Walgreens® or Duane Reade by Walgreens® locations.
Can I pay Capital One credit card over the phone? ›
Here's how to make a Capital One credit card payment by phone: For personal cards, call the automated customer service line at (800) 227-4825. For small business credit cards, call (800) 867-0904. Enter your card number or the last 4 digits of your Social Security number.
Can you deposit money at an ATM? ›
If you're wondering if you can deposit cash at an ATM, the answer is yes, you can, but not all ATMs accept cash. The details, including fees, vary depending on your bank, and if you use a bank that operates only online, you may not be able to deposit any cash at all.
