Service & Mobile Device Financing Eligibility Check with SSN | T-Mobile for Business (2024)

FAQs

Does T-Mobile require a SSN? ›

Can I sign up for a T-Mobile service if I don't have a social security number? T-Mobile has a variety of Prepaid and Postpaid product and service offerings for customers who do not currently have a social security number (SSN).

Yes. An Employee Identification Number (EIN) is widely accepted as a form of ID to apply for loans, credit cards, and business phone plans.

There is no minimum credit score required for a phone contract. A credit score is only a single metric that a network will consider when making a decision for your phone contract application.

T-Mobile does a hard credit check on new customers for many of their products and services. T-Mobile does not specify a minimum qualifying credit score, but generally, you need to have a credit score above 600 to qualify for a monthly plan with any phone carrier.

Yes. You can apply to buy a new smartphone at 0% interest without a US social security number or an Individual Taxpayer Identification Number. If you had a secured credit card or credit history in your home country, we can use that credit history through our partnership with Nova Credit.

In order to get the service in U.S, you'll need to have a social security number as well as you need to be a resident in the U.S. Reach out us if you need more help on this. Thank you for visiting the AT&T Community Forums.

Can I Get a Loan with Just My Business EIN? Yes, there are certain circ*mstances where a lender will not use your personal credit score, but only your EIN as a factor in lending to you. Note that they won't just use your EIN in isolation, as there are many factors that go into qualifying for a small business loan.

To keep your business and personal finances separate, you may not want to apply for a business credit card with your personal SSN. Depending on the size of your business, you may be able to apply for a business credit card using your EIN only, though opportunities are rare and may be difficult to qualify for.

If you're a sole proprietor, you don't have to get an EIN if you have no employees and started your own business, instead of buying an existing business. So long as you don't switch to another business form such as a limited liability company or corporation, you can use your Social Security number for tax purposes.

The easiest phone companies to be approved for are those not requiring credit checks, as you'll automatically qualify – as long as you can afford the deal. These are mostly the lower-cost networks that offer SIM-only deals like giffgaff, SMARTY, Asda Mobile, Lycamobile and Lebara.

Can I get a cell phone with 550 credit score? ›

While there is no minimum credit score that will ensure a cell phone contract approval, providers may use your score to assess creditworthiness. A higher score may help you secure more preferable options.

T-Mobile ONE Prepaid™ Simple Choice™ Simple Choice with No Credit Check. Pay-in-advance monthly.

Down Payment & Monthly Billing

Down payments depend on the chosen device and your credit qualifications. Your down payment is due immediately and won't be reflected on your T-Mobile bill. For lower monthly payments, make a bigger down payment by calling us or stop by a T-Mobile store.

Verizon checks applicants' credit reports to make sure they are legitimate and can afford the services they are applying for.

When purchasing a cell phone or phone plan, you normally are asked for a Social Security Number (SSN). If you do not have one and are not eligible for one, you may be asked to pay a security deposit. The amount of the deposit varies according to the provider.

SMS: Allows you toconfirm your identity by text message to your T-Mobile phone number. Fingerprint or FaceID for two-step verification if you have the T-Mobile app installed. Google Authenticator app, available to Android 2.1 and iOS 3G and newer devices, required as a part of a two-step verification set-up.